NMI Test Credit Cards

Test Data

Transactions can be submitted using the following information:

Visa:4111111111111111
MasterCard:5431111111111111
Discover:6011601160116611
American Express:341111111111111
Credit Card Expiration:10/25
account (ACH):123123123
routing (ACH):123123123

To simulate success responses in Test Mode:

  • To simulate an AVS match, pass 56649 in the postal code/zip field.
  • To simulate a CVC (security code) match, pass 111 in the security code field.

To simulate errors in Test Mode:

  • To cause a declined message, pass an amount less than 1.00.
  • To trigger a fatal error message, pass an invalid card number.
  • To simulate an AVS mismatch, pass 49802 in the postal code/zip field.
  • To simulate a CVC (security code) mismatch, pass 222 in the security code field.